Supplemental Security Income (SSI) Attorney
Experienced nationwide representation for need-based disability benefits
✓ Virtual consultations available in all 50 states
✓ 15+ years of SSI claims experience
✓ No fee unless we win your case
Understanding Supplemental Security Income (SSI)
Supplemental Security Income (SSI) is a needs-based program that provides monthly payments to disabled, blind, or elderly individuals with limited income and resources. Unlike Social Security Disability Insurance (SSDI), SSI doesn't require a work history—eligibility is based on financial need.
If you're disabled and have little to no income or resources, SSI can provide critical financial support. At Hicks Law Firm, we've spent over 15 years helping individuals navigate the SSI application and appeals process. We understand the unique requirements of SSI claims and fight to secure the benefits you need.
💡 Key Difference: SSI vs. SSDI
SSI (Supplemental Security Income) is needs-based and doesn't require work history. It's for low-income individuals who are disabled, blind, or age 65+.
SSDI (Social Security Disability Insurance) is based on your work history and Social Security taxes paid. Learn more about SSDI here.
✓ Nationwide Representation Available
We represent SSI clients in all 50 states through virtual consultations and hearings. No matter where you live in the United States, we can help you with your SSI claim.
SSI Eligibility Requirements
To qualify for SSI benefits, you must meet three main requirements:
Disability or Age
You must be disabled, blind, or age 65 or older. Disability is defined the same way as SSDI—unable to work due to a medical condition expected to last 12+ months or result in death.
Limited Income
Your countable income must be below SSA limits. This includes wages, Social Security benefits, pensions, and other income sources. Some income is excluded from the calculation.
Limited Resources
Your countable resources must be under $2,000 for individuals or $3,000 for couples. This includes bank accounts, stocks, and property (excluding your primary home and one vehicle).
⚠️ Important: U.S. Residency Required
You must be a U.S. citizen or meet specific immigration requirements, and you must reside in one of the 50 states, District of Columbia, or Northern Mariana Islands. SSI is generally not available to residents of Puerto Rico, Guam, or the U.S. Virgin Islands.
How We Help with SSI Claims
Initial SSI Applications
We help you navigate the complex SSI application process, ensuring all financial and medical documentation is complete and accurate from the start.
- ✓ Income and resource verification
- ✓ Medical evidence compilation
- ✓ Application preparation and submission
Reconsideration & Appeals
Most SSI claims are denied initially. We file reconsideration appeals and strengthen your case with additional evidence to improve your chances of approval.
- ✓ Denial review and analysis
- ✓ Updated medical documentation
- ✓ Financial documentation updates
Administrative Hearings
Having experienced representation at your SSI hearing significantly increases your chances of approval. We prepare you thoroughly and advocate powerfully on your behalf.
- ✓ Comprehensive hearing preparation
- ✓ Representation before ALJ
- ✓ Expert witness testimony coordination
Ongoing SSI Matters
Once approved, SSI recipients must report changes in income, resources, and living arrangements. We help with continuing disability reviews and overpayment disputes.
- ✓ Continuing disability reviews
- ✓ Overpayment waivers and appeals
- ✓ Income/resource reporting guidance
What SSI Benefits Include
Monthly Cash Payments
SSI provides monthly payments to help cover basic needs like food, clothing, and shelter. The maximum federal SSI payment for 2026 is $967 for individuals and $1,450 for couples. Some states provide supplemental payments on top of federal benefits.
Medicaid Eligibility
In most states, SSI recipients automatically qualify for Medicaid, which covers medical expenses including doctor visits, hospital care, prescription medications, and more. This healthcare coverage is often just as valuable as the cash benefit itself.
SNAP Benefits (Food Stamps)
SSI recipients may qualify for SNAP (Supplemental Nutrition Assistance Program) benefits to help purchase food. Eligibility varies by state and household circumstances.
Housing Assistance
SSI recipients may qualify for additional housing assistance programs, including subsidized housing, Section 8 vouchers, and help with utilities through programs like LIHEAP.
✓ State Supplements
Many states provide additional payments on top of federal SSI. These state supplements vary widely, so the total amount you receive depends on where you live. We can help you understand what benefits are available in your state.
Frequently Asked Questions About SSI
Can I get both SSI and SSDI?
Yes, it's possible to receive both SSI and SSDI simultaneously if your SSDI benefit is low enough. This is called "concurrent benefits." SSI will make up the difference between your SSDI payment and the maximum SSI benefit level.
Does SSI count my spouse's income?
Yes, if you're married and living together, SSA may "deem" some of your spouse's income and resources to you when determining eligibility. However, not all income is counted, and there are deductions and allowances that can help. We can help you understand how spousal deeming affects your case.
What happens if I inherit money or receive a gift while on SSI?
Receiving a lump sum (inheritance, gift, settlement) can affect your SSI eligibility if it pushes your resources over the limit ($2,000 individual/$3,000 couple). However, certain trusts and spending strategies can help preserve your benefits. You must report these changes to SSA promptly— we can help you navigate this situation.
Can I work while receiving SSI?
Yes, SSI has work incentives that allow you to earn some income without losing all benefits. SSA doesn't count the first $65 of earnings each month, plus half of remaining earnings, when calculating your SSI payment. However, earning too much can reduce or eliminate your monthly payment.
How long does it take to get approved for SSI?
Initial SSI applications typically take 3-6 months. If denied and you need to appeal to a hearing, the process can take 12-24 months or longer. Processing times vary by location and case complexity. Having experienced representation from the start can help avoid delays and improve your chances of approval.
What's the difference between SSI and welfare?
While SSI is needs-based, it's a federal program administered by Social Security—not a state welfare program. SSI is specifically for people who are disabled, blind, or age 65+ with limited income and resources. Unlike some welfare programs, there's no time limit on SSI benefits as long as you remain eligible.
Ready to Apply for SSI Benefits?
Don't navigate the SSI system alone. Get experienced legal guidance to maximize your chances of approval.
Virtual consultations available nationwide • No fee unless we win
Get Your Free SSI Case Evaluation
Tell Us About Your Situation
Contact Information
Fax
(606) 519-7100
Address
216 Glynview Plaza
Prestonsburg, KY 41653
Service Area
All 50 states via virtual consultation
💰 No Fee Unless We Win
SSI attorneys work on contingency, capped by federal law:
- ✓ No upfront costs
- ✓ Fee is 25% of back pay (max $9,200)
- ✓ Paid directly from your award